How Being a Home Owner Can Change Your Life

There are plenty of reasons how being a home owner can change your life… But the following 5 reasons are the main topics we hear from our clients the most.

1. Financial Security. Knowing that you are paying towards a mortgage and building equity rather than paying rent that helps someone else pay their mortgage and build their equity.
2. Pride of Ownership. I was always told growing up to not ruin my toys and to take good care of the nice things in my life. Whether that was a doll, a new pair of shoes, or a car. Same strategy with a home. You worked hard for it so you better take good care of it. Be proud of owning something nice!
3. Peace of Mind. When you own a home, it is yours! Unless you stop paying your mortgage (Don’t do that), you won’t ever have to worry about getting kicked out or not being able to renew your lease. No more moving boxes for awhile.
4. Tax Breaks. Once you own your home, you can deduct the annual interest paid on the mortgage from income. There are also other fees that you could ask your accountant about deducting.
5. Financial Responsibility. Yay! You bought a house! Now that you have the responsibility of owning a home, you need to think of all the money responsibilities that go along with it. Not just the monthly mortgage, but also budgeting other aspects of your life. For example, I spend a lot in daily coffee! (Thanks Starbucks) The more you spend, the less you have saved. Other things you need to think of is if appliances go out or you need a new roof. We encourage people to always have a little saved up just in case. Remember… Budgeting. Budgeting. Budgeting.

Although there are many other responsibilities of being a home owner and the thought of owning a home might be a little stressful to some people, the overall feeling is SO rewarding. We are lucky enough to get to witness and help people every day achieve the amazing reward of owning a home! If you would like to experience that same feeling, please call us and we would love to help you through the process!!

Dawn Heilbrun 253-307-6438

Brandon Heilbrun 253-732-0778

Megan Bonifant 253-737-7804

-The Heilbrun Team